Your money.
Your people.
Your rules.
Gorro is the savings and treasury platform built for how Nigerians actually manage money together. Save personally. Save as a group. Govern community funds with full transparency.
Save with discipline.
Earn with confidence.
Fixed savings, target goals, vault plans are structured products that grow your money while you focus on life.
A treasury your whole group can trust.
Cluster brings three-admin governance, a transparent ledger, and dispute protection to any community fund e.g church group, cooperative or alumni.
Community money has always moved on trust alone.
Every month, a treasurer collects contributions from members and records them in a notebook — posting updates on WhatsApp.
Every month, an Ajo group relies on one person's memory to keep everything straight.
Billions of naira move through these networks with nothing more than trust and a WhatsApp group to hold it all together.
Everything your money needs in one place.
Four products. One platform. Built around the way Nigerians actually save, personally and together.
Gorro Cluster
A structured digital treasury for any organised group. Three verified admins must co-approve every withdrawal. Every transaction is permanently recorded and visible to all members in real time. No one person holds the keys.
Three-admin co-approval for all withdrawals- Transparent member ledger — everyone sees everything
- 24-hour cooling period for admin changes
- Built-in dispute mechanism to protect members
- Off-platform contributions via virtual accounts
- Permanent, tamper-proof transaction history
Circle Savings
Save collectively towards a shared goal. From friends, to family, and even colleagues, everyone contributes at their own pace, with full visibility into the group's progress.
- Private or public circles
- Shared progress visible to all
- Your contributions, your withdrawal
Ajo by Gorro
The rotational savings system you already know — now digitised. Automated contributions, scheduled payouts, transparent records. The trust stays. The paperwork disappears.
- Automated rotation scheduling
- Full contribution history
- Member participation tracking
Individual Savings
Three ways to grow your money. Each designed for a different life stage and a different relationship with savings.
Fixed Savings
Lock money for a set period. Earn interest when it matures. Simple, committed, rewarding.
Target Savings
Set a goal. Set a pace. Gorro auto-saves for you and accrues interest daily until you get there.
Gorro Vault
Lock your money. Collect your interest upfront. The full return hits your wallet the moment you commit.
Up and saving in
four simple steps.
Whether you save alone or lead a community.
The disciplined personal saver.
You have goals. Maybe it's a new device, a trip, an emergency fund, or just the discipline to save consistently every month. Gorro gives you the structure to get there and interest that rewards you for staying committed.
- Set a savings goal and auto-save towards it
- Lock money away and earn interest upfront
- Track every kobo in a clear, permanent record
The treasurer who needs backup.
You're managing money on behalf of people who trust you like a church, a cooperative, an alumni group, an Ajo circle. Gorro takes the weight off your shoulders by distributing governance across three admins, so no single person carries the burden alone.
- Three admins share every financial decision
- Members see every transaction in real time
- Disputes can be raised and funds frozen instantly
“Community finance has existed for generations. What has been missing is the infrastructure to protect it.”Thomas Agba · Founder, Gorro
Be among the
first to use Gorro.
Gorro is now live and we're inviting you to be among the first to experience the platform. Download the app, create your account, and start saving today.
Available on the App Store and Google Play Store
Download Gorro
Gorro is currently available on the Google Play Store and App Store. Download the app to start saving today.
Download from your preferred app store- Install the app on your device
- Create your account and start saving
